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Variable Life Insurance
About Variable
Life Insurance
Variable Life Insurance is a type of life insurance where the death
benefits and cash values depend on the investment performance of
one or more separate accounts.
The variable part of a variable
life insurance policy is the
face amount of the death benefit. A variable life insurance
policy is written with a specific death benefit amount, which is
the least guaranteed amount that will be paid as death proceeds.
Future death benefit amounts could increase or decrease by the
return on the investment portion of a variable life insurance
contract.
Variable Life Insurance Benefits-
Variable life insurance accounts may be invested in mutual funds or other
investments allowed under the variable life policy by the
insurer.
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Variable life insurance
proposals should include a prospectus from the company. When
buying a variable life insurance policy please;
STUDY THE
PROSPECTUS CAREFULLY.
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With a variable life
contract you will have a
higher death benefit and cash value if the underlying
investments do well. Your benefits and cash value will be
lower or may disappear if the investments under the variable
life insurance contract you chose didn't do as well as you
expected.
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You may also pay an extra premium for a guaranteed death
benefit within a variable life insurance policy.
TermLifeAmerica.com-
Lewis Fink is licensed as an insurance agent
offering Life Insurance in the following states:
Alabama - AL,
Arkansas - AR,
California - CA,
Colorado - CO,
Connecticut - CT,
Delaware - DE, District of Columbia - DC,
Florida - FL,
Georgia - GA,
Idaho - ID,
Illinois - IL,
Indiana - IN,
Iowa - IA,
Kansas - KS,
Kentucky - KY,
Louisiana - LA,
Maine - ME,
Maryland - MD,
Massachusetts - MA,
Michigan - MI,
Mississippi - MS,
Missouri - MO,
Montana - MT,
Nebraska - NE,
New Mexico - NM,
New Jersey - NJ,
New York - NY,
North Carolina - NC,
North Dakota - ND,
Ohio - OH,
Oklahoma - OK,
Pennsylvania - PA,
Rhode Island - RI,
South Carolina - SC,
South Dakota - SD,
Tennessee - TN,
Texas - TX,
Utah - UT,
Vermont - VT,
Virginia - VA, and
Wisconsin - WI.
Not all insurance products from all insurance companies are available in
all states.
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