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License #'s: for Lewis Fink, CA: OC38446 MT: 29724 F00-0283-LC 

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Banner Life

Term Life America Insurance is proud to offer Banner Life Insurance. Solid resources  
backed by a combination of innovative products and service beyond expectations.

Rating Agency

Rating Category

Rating

A.M. Best

Financial Strength

A+

Standard & Poor's

Financial Strength

AA

Moody's

Financial Strength

NR

Fitch

Financial Strength

NR

 

Learn What Each Rating Means

Life is better at Banner!

No matter how careful you are, or how much you think ahead, life is often unpredictable. That's what life insurance is for, planning for what you can't predict. What you can count on is the performance and strength of your insurance company. We make it our business to prepare for the unexpected so that you can get the most out of life.

For more information on Banner Life, our history, our financial strength and our ratings by independent industry analysts, please read on. Our history spans a lifetime.

The history of Banner Life Insurance Company is more than 50 years strong. Chartered in 1949 as Government Employees Life Insurance Company (GELICO), we were acquired by Legal & General Group Plc as a wholly owned subsidiary in 1981. In 1983, our name was changed to Banner Life, signifying our flagship position with Legal & General America in the United States.

Banner Life's subsidiary, William Penn Life Insurance Company of New York, joined the corporate group in 1989. Since that time, management for both companies has been consolidated at the senior level. Banner Life's national presence, William Penn's nearly 40 years of brokerage experience and the operational synergy between both companies is a strong combination.

Banner's life insurance products are sold through independent life brokerage agencies in 48 states and the District of Columbia. Real life means keeping promises.

At Banner Life, we take our financial promises seriously. We also promise to treat our customers fairly and to apply ethical standards to every business transaction. We believe in offering low-cost, innovative products and responsive service. Our goal is to build lasting, mutually beneficial partnerships for life.

At year-end 2001, on a GAAP consolidated basis, Banner Life had:

• Over $139 billion of life insurance in force
• Over $2.5 billion in assets
• An investment portfolio that consisted of 100% investment grade assets, including 16% U.S. government and U.S. government agency holdings
• No real estate and less than 0.1% of its portfolio invested in commercial mortgages
And on a statutory basis had:
• Capital & surplus of nearly $260 million

• Assets equal to 135% of liabilities

Our ratings speak for themselves.

While we are proud to be a member of the Legal & General Group Plc, we take an even greater pride in our financial and management independence. Our ratings indicate that Banner can and will honor its commitments to policyowners...based on its own, independent financial strength.

Our headquarters:
Banner Life's home office is located in Rockville, Maryland, just minutes away from our nation's capital.

Banner Life Insurance Company
1701 Research Boulevard
Rockville, Maryland 20850
1-800-638-8428
1-301-279-4800

       Banner Term Products Overview HERE!

TermLifeAmerica.com-
Lewis Fink is licensed as an insurance agent offering Life Insurance in the following states: Alabama - AL, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, New York - NY, North Carolina - NC, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.       


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