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Transamerica Term Life Insurance

 


Term Life America Insurance is proud to offer Transamerica Term Life Insurance. Solid resources backed by a combination of innovative products and service beyond expectations.

Our Standout Performance

Transamerica consistently has high ratings which are a direct reflection of the care with which Transamerica manages their business. Our insurance companies have received high ratings from the industry's most respected independent rating services.

Transamerica Companies Are, Transamerica Occidental Life Insurance Company, Transamerica Life Insurance and Annuity Company, Transamerica Financial Life Insurance Company, and Transamerica Life Insurance Company.

Financial Strength Ratings

Ratings as of March 2005. Ratings shown represent current and independent opinions from the leading providers of ratings of insurance companies. After evaluating a company's financial condition and operating performance, these agencies assign ratings of a company's financial strength and ability to meet obligations to policyholders. A.M. Best's A+ rating is the second highest of 16 ratings, Standard & Poor's AA rating is the third highest of 21 ratings, Moody's Aa3 rating is the fourth highest of 21 ratings, and Fitch's AA+ rating is the second highest of 24 ratings.

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Help Protect Your Family with Competitive Term Life Insurance

For younger individuals and families, term life insurance is especially useful to support loved ones and help with financial obligations if you die prematurely. Transamerica Occidental Life provides flexible term life insurance policies with coverage through age 95 and competitive, affordable premiums.


Trendsetter® Super Series

Trendsetter® Super Series offers 10-, 15-, 20-, and 30-year guaranteed level premium term policies as well as a yearly renewable term policy.


10-, 15-, 20-, and 30-year term policies feature:
  • Competitive underwriting classes and premiums
  • Guaranteed conversion to any universal life policy made available by the company through insured’s age 70; age 75 on Preferred Plus class
  • Age-last-birthday issue ages that help secure the best premiums (Benefits applicants with birthdays more than six months ago)
  • Waiver of premium rider that waives your premium in the event of qualifying total disability
  • Available Preferred Plus underwriting class that offers our most competitive premiums to the healthiest clients1
  • Accelerated death benefit that provides funds for your needs during a terminal illness2
  • Conditional exchange

Yearly renewable term policy features:

  • A one-year level premium and guaranteed premiums for the first five years
  • Guaranteed conversion to any universal life policy made available by the company through insured’s age 70
  • Age-last-birthday issue ages that help secure the best premiums (Benefits applicants with birthdays more than six months ago)
  • Waiver of premium rider that waives your premium in the event of qualifying total disability
  • Available Preferred Nonsmoker premiums
  • Accelerated death benefit that helps provide funds for your needs during a terminal illness2
1 Available on face amounts of $250,000 or more.
2 Accelerated death benefit is not available in all jurisdictions; limitations apply.

Trendsetter® Super YRT (#1-322-11-198), Trendsetter® Super 10 (#1-306 11-199), Trendsetter® Super 15 (#1-305-11-199), Trendsetter® Super 20 (#1-304 11-199), and Trendsetter® Super 30 (#1-334-11-199) are term life insurance policies issued by Transamerica Occidental Life Insurance Company, Cedar Rapids, IA. Policy form and number may vary, and these products may not be available in all jurisdictions.

Premiums increase annually for Trendsetter® Super YRT and beginning in year 11 for Trendsetter® Super 10, year 16 for Trendsetter® Super 15, year 21 for Trendsetter® Super 20, and year 31 for Trendsetter® Super 30.

Insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.


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Lewis Fink is licensed as a term life agent offering term insurance quotes in the following states: Term quotes for:
Alabama - AL,  Arkansas - AR,  California - CA Colorado - CO Connecticut - CT Delaware - DE District of Columbia - DC,  Florida - FL, Georgia - GA Idaho - ID Illinois - IL Indiana - IN Iowa - IA Kansas - KS Kentucky - KY Louisiana - LA,  Maine - ME Maryland - MD Massachusetts - MA,  Michigan - MI Mississippi - MS Missouri - MO,  Montana - MT Nebraska - NE New Mexico - NM, New Jersey - NJ New York - NY,  North Carolina - NC North Dakota - ND,  Ohio - OH Oklahoma - OK Pennsylvania - PA, Rhode Island - RI South Carolina - SC,  South Dakota - SD,  Tennessee - TN Texas - TX,  Utah - UT Vermont - VT Virginia - VA, and Wisconsin - WI.  


Not all term product quotes from all term companies quoted are available in all states.

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