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Transamerica
Term Life Insurance
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Term Life America Insurance
is proud to offer
Transamerica
Term Life Insurance.
Solid resources backed by a combination of innovative products and
service beyond expectations.Our Standout
Performance
Our consistently high ratings are a direct reflection of the care
with which we manage our business. Our insurance companies have
received high ratings from the industry's most respected independent
rating services.
Transamerica Companies Are, Transamerica Occidental Life
Insurance Company, Transamerica Life Insurance and Annuity Company,
Transamerica Financial Life Insurance Company, and Transamerica Life
Insurance Company.
Financial Strength Ratings
Ratings as of March 2005. Ratings shown represent current and
independent opinions from the leading providers of ratings of
insurance companies. After evaluating a company's financial
condition and operating performance, these agencies assign
ratings of a company's financial strength and ability to meet
obligations to policyholders. A.M. Best's A+ rating is the
second highest of 16 ratings, Standard & Poor's AA rating is the
third highest of 21 ratings, Moody's Aa3 rating is the fourth
highest of 21 ratings, and Fitch's AA+ rating is the second
highest of 24 ratings.
 www.standardandpoors.com,
http://ambest.com,
www.fitchratings.com
www.moodys.com
Learn What Each Rating Means
Policy Owner Service
Help Protect Your Family with Competitive Term Life Insurance
For younger individuals and families, term life insurance is
especially useful to support loved ones and help with financial
obligations if you die prematurely. Transamerica Occidental Life
provides flexible term life insurance policies with coverage
through age 95 and competitive, affordable premiums.
Trendsetter® Super Series
Trendsetter® Super Series offers 10-, 15-, 20-, and
30-year guaranteed level premium term policies as well as a
yearly renewable term policy.
10-, 15-, 20-, and 30-year
term policies feature:-
Competitive underwriting classes and premiums
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Guaranteed conversion to any universal life policy made
available by the company through insured’s age 70; age 75 on
Preferred Plus class
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Age-last-birthday issue ages that help secure the best
premiums (Benefits applicants with birthdays more than six
months ago)
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Waiver of premium rider that waives your premium in the
event of qualifying total disability
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Available Preferred Plus underwriting class that offers our
most competitive premiums to the healthiest clients1
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Accelerated death benefit that provides funds for your needs
during a terminal illness2
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Conditional exchange
Yearly renewable term policy features:-
A one-year level premium and guaranteed premiums for the
first five years
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Guaranteed conversion to any universal life policy made
available by the company through insured’s age 70
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Age-last-birthday issue ages that help secure the best
premiums (Benefits applicants with birthdays more than six
months ago)
-
Waiver of premium rider that waives your premium in the
event of qualifying total disability
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Available Preferred Nonsmoker premiums
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Accelerated death benefit that helps provide funds for your
needs during a terminal illness2
1
Available on face amounts of $250,000 or more.
2
Accelerated death benefit is not available in all jurisdictions;
limitations apply.
Trendsetter® Super YRT
(#1-322-11-198), Trendsetter® Super 10 (#1-306
11-199), Trendsetter® Super 15 (#1-305-11-199),
Trendsetter® Super 20 (#1-304 11-199), and
Trendsetter® Super 30 (#1-334-11-199) are term life
insurance policies issued by Transamerica Occidental Life
Insurance Company, Cedar Rapids, IA. Policy form and number may
vary, and these products may not be available in all
jurisdictions.
Premiums increase annually for Trendsetter®
Super YRT and beginning in year 11 for Trendsetter®
Super 10, year 16 for Trendsetter® Super 15, year 21
for Trendsetter® Super 20, and year 31 for
Trendsetter® Super 30.
Insurance eligibility and
premiums are subject to underwriting. In most states, in the
event of suicide during the first two policy years, death
benefits are limited only to the return of premiums paid.
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TermLifeAmerica.com-
Lewis Fink is licensed as an insurance agent offering Life Insurance in
the following states:
Alabama - AL,
Arkansas - AR,
California - CA,
Colorado - CO,
Connecticut - CT,
Delaware - DE, District of Columbia - DC,
Florida - FL,
Georgia - GA,
Idaho - ID,
Illinois - IL,
Indiana - IN,
Iowa - IA,
Kansas - KS,
Kentucky - KY,
Louisiana - LA,
Maine - ME,
Maryland - MD,
Massachusetts - MA,
Michigan - MI,
Mississippi - MS,
Missouri - MO,
Montana - MT,
Nebraska - NE,
New Mexico - NM,
New Jersey - NJ,
New York - NY,
North Carolina - NC,
North Dakota - ND,
Ohio - OH,
Oklahoma - OK,
Pennsylvania - PA,
Rhode Island - RI,
South Carolina - SC,
South Dakota - SD,
Tennessee - TN,
Texas - TX,
Utah - UT,
Vermont - VT,
Virginia - VA, and
Wisconsin - WI.
Not all insurance products
from all insurance companies are available in all states.
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