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Protective Life and Annuity of NY(WCL)
New
York
our New York licensed company |
Term Life America Insurance
is proud to offer
Protective Life and Annuity of NY
(WCL)
Term Life Insurance. Solid
resources backed by a combination of innovative products and service
beyond expectations.
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Protective Life Corporation- OverviewProtective Life Corporation and its subsidiaries provide
financial security through insurance and investment products to
individuals and families across the United States.* Life
insurance products are marketed through our Life and Annuity
Division and West Coast Life Division and under the banners of
four companies:
Protective Life Insurance Company,
West Coast Life Insurance Company,
Empire General Life Assurance Corporation,
and
Protective Life and Annuity Insurance Company
(our New York licensed company).
Our Acquisitions Division acquires blocks of policies from other
companies. Having successfully invested approximately $700
million in these transactions over the last dozen years, we have
developed expertise and know-how in this area. Retirement
savings and investment products, which consist of annuities,
guaranteed investment contracts (GICs), and funding agreements,
are marketed through the Life and Annuity Division and Stable
Value Products Division. Finally, a variety of asset protection
products, primarily credit insurance and service contracts, are
offered through our Asset Protection Division.
History of Protective
Protective Life Corporation, which today offers a broad
portfolio of life and specialty insurance and investment
products, traces its roots to the Corporation's flagship
company, Protective Life Insurance Company. Protective Life
Insurance Company is a nearly 100-year-old institution built
upon a belief in hard work and integrity. Today, Protective's
continued commitment to these basic principles is demonstrated
through our dedication to three core values: Quality, Serving
People, and Growth.
Vision
Protective Life Corporation was established on a profound belief
in the American dream. Since 1907, Protective Life Insurance
Company has remained true to its core beliefs: quality, serving
people, and growth. This unwavering commitment to treating
people the way we would like to be treated has been rewarded
with stable, long-term relationships and growth. Protective Life
Corporation is one of the fastest growing companies in the life
insurance industry. Insurance products are available through its
subsidiaries Protective Life Insurance Company, West Coast Life
Insurance Company, Empire General Life Assurance Corporation,
Protective Life and Annuity Insurance Company
Our ratings speak for themselves
Protective Life Insurance Company has had consistently high
ratings from independent rating organizations who assign ratings
measuring financial strength or claims-paying abilities.
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Rating Agency |
Rating Category |
Rating | |
A.M. Best |
Financial Strength |
A+ |
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Standard & Poor's |
Financial Strength |
AA | |
Moody's |
Financial Strength |
Aa3 |
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Fitch |
Financial Strength |
AA- | |
Life Insurance to Meet Your Needs
Life insurance can help you ensure that your loved ones will not
face added financial pressures in the event of your premature
death. Purchasing a life insurance policy is a very important
decision. You want to protect your family's financial needs.
Term Insurance
Term insurance is usually recommended if your family needs
financial protection for a specific period of time, whether it's
one, five, ten or even twenty years. Term insurance helps cover
needs that will disappear over time, such as a mortgage or
college expenses. It also is recommended for families that need
a large amount of life insurance protection and are on a limited
budget, since term insurance premiums can be less expensive than
other types of life insurance.
Features: -
Protection
Provides a non-taxable death benefit
which is paid directly to your beneficiary. -
Affordability
Less expensive premiums that
focus on basic coverage for your specific needs. -
Choice
Provides protection for a specific period
of time, usually from ten to 30 years.
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TermLifeAmerica.com-
Lewis Fink is licensed as an insurance agent offering Life Insurance in
the following states:
Alabama - AL,
Arkansas - AR,
California - CA,
Colorado - CO,
Connecticut - CT,
Delaware - DE, District of Columbia - DC,
Florida - FL,
Georgia - GA,
Idaho - ID,
Illinois - IL,
Indiana - IN,
Iowa - IA,
Kansas - KS,
Kentucky - KY,
Louisiana - LA,
Maine - ME,
Maryland - MD,
Massachusetts - MA,
Michigan - MI,
Mississippi - MS,
Missouri - MO,
Montana - MT,
Nebraska - NE,
New Mexico - NM,
New Jersey - NJ,
New York - NY,
North Carolina - NC,
North Dakota - ND,
Ohio - OH,
Oklahoma - OK,
Pennsylvania - PA,
Rhode Island - RI,
South Carolina - SC,
South Dakota - SD,
Tennessee - TN,
Texas - TX,
Utah - UT,
Vermont - VT,
Virginia - VA, and
Wisconsin - WI.
Not all insurance products
from all insurance companies are available in all states.
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