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Term Life Insurance what it is, how does it work- Instant Quotes, traditional - return of premium - no exam

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Top Rated Term Life Insurance Companies

See which company is most suitable for your needs

American General
First Colony
Lincoln Benefit
Lincoln National
North American
RBC - Liberty Life
Security Mutual
Union Central
U.S. Financial
West Coast
William Penn
More get a quote

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Life Insurance Guide

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Applications Underwriting Term Life Insurance Polices  

Paramedical Exam For Your Policy

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Return of Premium Term  Life Insurance From:   AIG    Chase   Fidelity & Guaranty   Genworth

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Term Life Insurance by Top Rated Companies
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 For the serious shopper who would like a seasoned professional to assist them-
"how term life insurance works", "return of premium term life insurance",
"no exam term life insurance" and "what is term life insurance" will be explained on this page.

Lincoln Benefit


A part of Allstate Life Insurance Company

For Policy Owner Service
1-800-525-9287   For New Business Quotes 1-888-587-8511

Term Life America Insurance is proud to offer Lincoln Benefit Life. Solid resources backed
by a combination of innovative products and service beyond expectations.

Lincoln Benefit is a part of Allstate Life Insurance Company which is wholly owned by Allstate Insurance Company, the largest publicly held personal lines insurance company in America, and is managed in accordance with the same principles of financial soundness and policyholder protection.
Allstate Insurance Company has been in business for more than 70 years, and is the nation's
second largest property and casualty insurance company.

Allstate Life Insurance Company is a member of the Insurance Marketplace Standards Association (IMSA) and is dedicated to meeting the high standards of ethical conduct in the advertising, sales
and service of individual life insurance and annuity products.

Financial Milestones

We provide premier, quality financial products and services, and our milestones prove that we're
doing our job...very well. For more information see the 
2003 Annual Report Summary.


By the end of 2003, we had originated $46.2 billion in assets under management.

Distribution of Invested Assets

The chart below represents the statutory asset distribution of the Allstate Life Insurance Company
as of December 31, 2003.


Lincoln Benefit Life has been a part of Allstate Life Insurance Company since 1984.

Founded in 1938, we have an enviable history of growth that continues today. To date, we have
over $11 billion in assets under management, over $160 billion of life insurance in force, and over 100,000 agents marketing our innovative variable and fixed products.

Our suite of products includes a broad portfolio of competitively priced variable and fixed annuities, variable and traditional life insurance, and long-term care. Here at Lincoln Benefit Life, we
continue to grow and provide retirement and protection products to more and more policyholders.

Company History

A fair part of Lincoln's continued success is bound in our voluminous history. Since our founding by
a group of businessmen nearly a century ago, we have grown to reach individuals and families worldwide. So that you can get to know us better, we researched our archives and proudly share our history with you.

Our Code Of Conduct

Obey all laws and regulations governing our business conduct

Be honest and fair in all Lincoln activities and relationships.

Avoid conflicts of interest between work and personal affairs.

Create an environment of fair employment practices for all employees.

Through leadership at all levels, maintain a culture that recognizes and values ethical conduct.

Our Shared Values

  • Integrity:  We are honest and forthright in our dealings with employees, customers, suppliers, vendors, shareholders and the communities in which we do business.

  • Commitment to Excellence:  We are committed to achieve highest level of performance in all aspects
    of our business.

  • Responsibility: We are each personally accountable for what we say and do.

  • Respect:  We respect other people and other points of view.

  • Fairness: Our actions are fair when they are impartial and honest.

  • Diversity:  We encourage diversity of backgrounds and experiences in our workforce, as well as fair treatment based on qualifications and performance.

  • Employee Ownership: Lincoln encourages all employees and agents to own shares of its common
    stock and has established stock ownership guidelines for its officers and directors.

Financial Information

For general information (current stock quote, contact information, investor updates), visit our shareholder information page. Or you can go directly to the following: annual reports, SEC filings,

SEC quarterly and annual report certifications, stock dividends, quarterly earnings, statistical report and ratings.

Lincoln Benefit Life
2940 South 84th Street Lincoln

Term Life Insurance

Provides coverage for a specified period of time, usually 10, 15, 20, 25, or 30 years. Once the
period for the policy runs out, the life insurance coverage expires. Some policies can be automatically renewed at the end of the coverage period, and some can be converted to permanent insurance without the need for a medical exam

Lincoln Benefit Term Life Products HERE!

Get term life quotes from TermLifeAmerica.com-
Lewis Fink is licensed as a term life agent offering term life quotes in the following states: Term life quotes for:
Alabama - AL,  Arkansas - AR,  California - CA Colorado - CO Connecticut - CT Delaware - DE District of Columbia - DC,  Florida - FL, Georgia - GA Idaho - ID Illinois - IL Indiana - IN Iowa - IA Kansas - KS Kentucky - KY Term quotes for: Louisiana - LA,  Maine - ME Maryland - MD Massachusetts - MA,  Michigan - MI Mississippi - MS Missouri - MO,  Montana - MT Nebraska - NE New Mexico - NM, New Jersey - NJ New York - NY,  North Carolina - NCTerm quotes for: North Dakota - ND,  Ohio - OH Oklahoma - OK Pennsylvania - PA, Rhode Island - RI South Carolina - SC,  South Dakota - SD,  Tennessee - TN Term quotes for: Texas - TX,  Utah - UT Vermont - VT Virginia - VA, and Wisconsin - WI.  

We offer term quotes for 5, 10, 15, 20, 25, and 30 year term periods. Our universal life products can be quoted to cover a term of up to age 120. Not all term product quotes from all term companies quoted are available in all states.

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