Lincoln Benefit
   



A part of

For Policy Owner Service 1-800-525-9287  
For New Business Quotes 1-888-587-8511

Term Life America Insurance is proud to offer Lincoln Benefit Life. Solid resources backed
by a combination of innovative products and service beyond expectations.

Lincoln Benefit is a part of Allstate Life Insurance Company which is wholly owned by Allstate Insurance Company, the largest publicly held personal lines insurance company in America, and is managed in accordance with the same principles of financial soundness and policyholder protection.
Allstate Insurance Company has been in business for more than 70 years, and is the nation's
second largest property and casualty insurance company.

Allstate Life Insurance Company is a member of the Insurance Marketplace Standards Association (IMSA) and is dedicated to meeting the high standards of ethical conduct in the advertising, sales
and service of individual life insurance and annuity products.

Financial Milestones
We provide premier, quality financial products and services, and our milestones prove that we're
doing our job...very well. For more information see the 2003 Annual Report Summary.

Assets
By the end of 2003, we had originated $46.2 billion in assets under management.

Distribution of Invested Assets
The chart below represents the statutory asset distribution of the Allstate Life Insurance Company
as of December 31, 2003.

  Tell what each Rating means

Lincoln Benefit Life has been a part of Allstate Life Insurance Company since 1984.

Founded in 1938, we have an enviable history of growth that continues today. To date, we have
over $11 billion in assets under management, over $160 billion of life insurance in force, and over 100,000 agents marketing our innovative variable and fixed products.

Our suite of products includes a broad portfolio of competitively priced variable and fixed annuities, variable and traditional life insurance, and long-term care. Here at Lincoln Benefit Life, we
continue to grow and provide retirement and protection products to more and more policyholders.

Company History
A fair part of Lincoln's continued success is bound in our voluminous history. Since our founding by
a group of businessmen nearly a century ago, we have grown to reach individuals and families worldwide. So that you can get to know us better, we researched our archives and proudly share our history with you.

Our Code Of Conduct

• Obey all laws and regulations governing our business conduct.

• Be honest and fair in all Lincoln activities and relationships.

• Avoid conflicts of interest between work and personal affairs.

• Create an environment of fair employment practices for all employees.

• Through leadership at all levels, maintain a culture that recognizes and values ethical conduct.

Our Shared Values

• Integrity:  We are honest and forthright in our dealings with employees, customers, suppliers, vendors, shareholders and the communities in which we do business.

• Commitment to Excellence:  We are committed to achieve highest level of performance in all aspects
  of our business.

• Responsibility: We are each personally accountable for what we say and do.

• Respect:  We respect other people and other points of view.

• Fairness: Our actions are fair when they are impartial and honest.

• Diversity:  We encourage diversity of backgrounds and experiences in our workforce, as well as fair treatment based on qualifications and performance.

• Employee Ownership: Lincoln encourages all employees and agents to own shares of its common
  stock and has established stock ownership guidelines for its officers and directors.

Financial Information
For general information (current stock quote, contact information, investor updates), visit our shareholder information page. Or you can go directly to the following: annual reports, SEC filings,
SEC quarterly and annual report certifications, stock dividends, quarterly earnings, statistical report and ratings.

Lincoln Benefit Life
2940 South 84th Street Lincoln NE 68506                                                                           
 1-800-525-2799

Term Life Insurance
Provides coverage for a specified period of time, usually 10, 15, 20, 25, or 30 years. Once the
period for the policy runs out, the life insurance coverage expires. Some policies can be
automatically renewed at the end of the coverage period, and some can be converted to
permanent insurance without the need for a medical exam.                                                              

Lincoln Benefit Term Life Products HERE!