Company Overview for Term Life Insurance Term Life America Insurance is proud to offer ING ReliaStar Life. Solid resources backed by a combination of innovative products and service beyond expectations.

Company Overview

Amsterdam-based ING Group, is a global financial institution of Dutch origin with 112,000 employees. ING provides banking, insurance and asset management to more than 60 million
clients in over 50 countries.

Insurance products are issued by ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York and Security Life of Denver Insurance Company. Only ReliaStar Life Insurance Company of New York is admitted, and its products issued, in New York.

Rating Agency	Rating Category	Rating
A.M. Best	Financial Strength	A+
Standard & Poor's	Financial Strength	AA
Moody's	Financial Strength	Aa3
Fitch	Financial Strength	AA

Over 200,000 financial professionals in the U.S.
Holds top 10 rankings in its major product lines
Over 14 million customers in the US.

Learn What Each Rating Means

USFS provides retail and institutional clients with products and services in retirement services, annuities, life insurance, employee benefits, mutual funds, financial planning, reinsurance and institutional markets.

ING Investment Management provides asset and relationship management services for institutional clients, as well as for many of ING’s own mutual funds and insurance companies. These services are offered through a wide variety of products, from traditional equity and fixed income to alternative assets, including structured products, private equity, single strategy hedge funds and funds of hedge funds.


Product Features

ING ReliaStar Life - TermSmart all state except New York


ING ReliaStar Life - TermSmart New York

(but not more than one per week.)

As an occasional cigar or tobacco pipe smoker, you might think it's impossible to get reasonable life insurance rates. Think again. If you otherwise qualify, the ING ReliaStar Life Companies can offer as good as Super Preferred No Tobacco rate classes on term life insurance AND cash-value life insurance products if you smoke no more than one cigar or tobacco pipe a week with no evidence of nicotine in your urine specimen.

Why pay more just because you occasionally smoke cigars or tobacco pipes?

Life insurance products are issued by ReliaStar Life Insurance Company (Minneapolis, MN), ReliaStar Life Insurance Company of New York (Woodbury, NY) and Security Life of Denver Insurance Company (Denver, CO). Variable life insurance products are distributed by ING America Equities, Inc., 1290 Broadway, Denver, CO 80203. Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted and its products issued. All are members of the ING family of companies. Other than the ING companies identified, no other entities whether distributing or listed on the material, are members of the ING family of companies.

TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Life Insurance in the following states: Alabama - AL, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, New York - NY, North Carolina - NC, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.       


                            Not all insurance products from all insurance companies are available in all states.

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