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AIG Term Life
News:
AIG
FREQUENTLY ASKED QUESTIONS SEPT. 19, 2008
For Policy Owner
Service 1-800-344-8209
For New Business Quotes
1-888-587-8511
Term Life America Insurance
is proud to
offer American International Group: AIG Term Life Insurance. Solid
resources backed by a combination of innovative products and service
beyond expectations.
Products
Return of Premium Level Term Products are now offered by AIG
American General
TERM PRODUCTS:
LTG ULTRA
Our flagship term products, featuring 10, 15, 20 & 30 year term for
face amounts of $250,000 and higher.
Highlights -
Guaranteed level death
protection at a guaranteed level premium for 10, 15, 20 or 30
years
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$250,000 minimum face;
rates banded at $1 million
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$60 non-commissionable
policy fee
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10 year term issued to age
80
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6 underwriting classes, 4
non tobacco, 2 tobacco
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Convertible to the earlier
of the end of term period or age 75
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Terminal Illness Benefit
included at no cost in approved states
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Substandard extra premiums
added to preferred base rate
LTG ULTRA C
Our small case term product, featuring 10, 15, 20 & 30 year term for
face amounts of $100,000 - $250,000.
Highlights -
Guaranteed level death
protection at a guaranteed level premium for 10, 15, 20 or 30
years
-
$100,000 minimum face;
$250,000 maximum face
-
$60 commissionable policy
fee
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10 year term issued to age
80
-
6 underwriting classes, 4
non tobacco, 2 tobacco
-
Convertible to the earlier
of the end of term period or age 75
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Conversion credit equal to
term premium for prior 12 months
-
Terminal Illness Benefit
included at no cost in approved states
-
Substandard extra premiums
added to preferred base rate
Return Of Premium Term
Our latest term innovation, featuring level term PLUS a return of
premium at the end of the term period.
Highlights -
Guaranteed level death
protection at a guaranteed level premium for 15, 20 or 30 years
PLUS return of cumulative premium at end of term period
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$100,000 minimum face; 4
premium bands
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No policy fee or modal
factors
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Cash value accrual begins
in year 6
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6 underwriting classes, 4
non tobacco, 2 tobacco
-
Convertible to the earlier
of the end of term period or age 75
-
Terminal Illness Benefit
included at no cost in approved states
Substandard extra premiums
added to preferred base rate
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TermLifeAmerica.com-
Lewis Fink is licensed as an insurance agent
offering Life Insurance in the following states:
Alabama - AL,
Arkansas - AR,
California - CA,
Colorado - CO,
Connecticut - CT,
Delaware - DE, District of Columbia - DC,
Florida - FL,
Georgia - GA,
Idaho - ID,
Illinois - IL,
Indiana - IN,
Iowa - IA,
Kansas - KS,
Kentucky - KY,
Louisiana - LA,
Maine - ME,
Maryland - MD,
Massachusetts - MA,
Michigan - MI,
Mississippi - MS,
Missouri - MO,
Montana - MT,
Nebraska - NE,
New Mexico - NM,
New Jersey - NJ,
New York - NY,
North Carolina - NC,
North Dakota - ND,
Ohio - OH,
Oklahoma - OK,
Pennsylvania - PA,
Rhode Island - RI,
South Carolina - SC,
South Dakota - SD,
Tennessee - TN,
Texas - TX,
Utah - UT,
Vermont - VT,
Virginia - VA, and
Wisconsin - WI.
Not all insurance products from all insurance companies are available in
all states.
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