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Term Life Insurance Definitions helps the buying public to become more knowledgeable of term life insurance and  permanent life insurance.

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America’s Top Rated Term Life Insurance Companies
American General | American Mayflower | Banner | Chase | Empire General | F & G | First Colony | Genworth | ING | Jefferson-Pilot | Lincoln Benefit | Lincoln National | North American | Protective | Prudential | RBC - Liberty Life | SBLI | Security Mutual | Transamerica | Union Central | U.S. Financial | West Coast | William Penn

Affordable buy online in 10 minutes from a  top rated carrier!

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Offering The Best Policy Language For Physicians From Top Rated Disability Insurance Companies!

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Term Life Insurance by Top Companies
 For the serious shopper who would like a seasoned professional to assist them-
Term Life Insurance Quotes     Term Life Insurance No Exam

 Offering the Largest Selection of Top-Rated Companies Instantly!  Why is this important?
 Personalized Tele-Application for All Companies, Right Over the Phone!
 More companies allows for the best opportunity to obtain the lowest term life insurance quote!

AIG Term Life

  News:  

 AIG FREQUENTLY ASKED QUESTIONS SEPT. 19, 2008

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Term Life America Insurance is proud to offer American International Group: AIG Term Life Insurance. Solid resources backed by a combination of innovative products and service beyond expectations.

Products
Return of Premium Level Term Products are now offered by American General

 

TERM PRODUCTS:

LTG ULTRA

Our flagship term products, featuring 10, 15, 20 & 30 year term for face amounts of $250,000 and higher.

Highlights

  • Guaranteed level death protection at a guaranteed level premium for 10, 15, 20 or 30 years
  • $250,000 minimum face; rates banded at $1 million
  • $60 non-commissionable policy fee
  • 10 year term issued to age 80
  • 6 underwriting classes, 4 non tobacco, 2 tobacco
  • Convertible to the earlier of the end of term period or age 75
  • Terminal Illness Benefit included at no cost in approved states
  • Substandard extra premiums added to preferred base rate

LTG ULTRA C

Our small case term product, featuring 10, 15, 20 & 30 year term for face amounts of $100,000 - $250,000.

 

Highlights

  • Guaranteed level death protection at a guaranteed level premium for 10, 15, 20 or 30 years
  • $100,000 minimum face; $250,000 maximum face
  • $60 commissionable policy fee
  • 10 year term issued to age 80
  • 6 underwriting classes, 4 non tobacco, 2 tobacco
  • Convertible to the earlier of the end of term period or age 75
  • Conversion credit equal to term premium for prior 12 months
  • Terminal Illness Benefit included at no cost in approved states
  • Substandard extra premiums added to preferred base rate


Return Of Premium Term

Our latest term innovation, featuring level term PLUS a return of premium at the end of the term period.

 

Highlights
  • Guaranteed level death protection at a guaranteed level premium for 15, 20 or 30 years PLUS return of cumulative premium at end of term period
  • $100,000 minimum face; 4 premium bands
  • No policy fee or modal factors
  • Cash value accrual begins in year 6
  • 6 underwriting classes, 4 non tobacco, 2 tobacco
  • Convertible to the earlier of the end of term period or age 75
  • Terminal Illness Benefit included at no cost in approved states
    Substandard extra premiums added to preferred base rate


get a quote Return of Premium Life Insurance from AIG HERE!
get a quote Return Of Premiun Level Term Product Features HERE! 
get a quote Return Of Premium Life Insurance from AIG and Key Employees
get a quote AIG Term Products Overview HERE! 

 
   
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TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Life Insurance in the following states: Alabama - AL, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, New York - NY, North Carolina - NC, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.  


Not all insurance products from all insurance companies are available in all states.
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