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License #'s: for Lewis Fink, CA: OC38446 MT: 29724 F00-0283-LC 

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AIG Term Life


For Policy Owner Service 1-800-344-8209   For New Business Quotes 1-888-587-8511

Term Life America Insurance
is proud to offer American International Group: AIG Term Life Insurance. Solid resources backed by a combination of innovative products and service beyond expectations.

Products

Return of Premium Level Term Products are now offered by AIG American General

TERM PRODUCTS:

LTG ULTRA

Our flagship term products, featuring 10, 15, 20 & 30 year term for face amounts of $250,000 and higher.

Highlights

  • Guaranteed level death protection at a guaranteed level premium for 10, 15, 20 or 30 years
  • $250,000 minimum face; rates banded at $1 million
  • $60 non-commissionable policy fee
  • 10 year term issued to age 80
  • 6 underwriting classes, 4 non tobacco, 2 tobacco
  • Convertible to the earlier of the end of term period or age 75
  • Terminal Illness Benefit included at no cost in approved states
  • Substandard extra premiums added to preferred base rate

 

LTG ULTRA C

Our small case term product, featuring 10, 15, 20 & 30 year term for face amounts of $100,000 - $250,000.

 

Highlights

  • Guaranteed level death protection at a guaranteed level premium for 10, 15, 20 or 30 years
  • $100,000 minimum face; $250,000 maximum face
  • $60 commissionable policy fee
  • 10 year term issued to age 80
  • 6 underwriting classes, 4 non tobacco, 2 tobacco
  • Convertible to the earlier of the end of term period or age 75
  • Conversion credit equal to term premium for prior 12 months
  • Terminal Illness Benefit included at no cost in approved states
  • Substandard extra premiums added to preferred base rate


Return Of Premium
Term

Our latest term innovation, featuring level term PLUS a return of premium at the end of the term period.

 

Highlights

  • Guaranteed level death protection at a guaranteed level premium for 15, 20 or 30 years PLUS return of cumulative premium at end of term period
  • $100,000 minimum face; 4 premium bands
  • No policy fee or modal factors
  • Cash value accrual begins in year 6
  • 6 underwriting classes, 4 non tobacco, 2 tobacco
  • Convertible to the earlier of the end of term period or age 75
  • Terminal Illness Benefit included at no cost in approved states
    Substandard extra premiums added to preferred base rate
Return of Premium Life Insurance from AIG HERE!
Return Of Premium Level Term Product Features HERE! 
AIG Term Products Overview HERE! 

TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Life Insurance in the following states: Alabama - AL, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, New York - NY, North Carolina - NC, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.  

Not all insurance products from all insurance companies are available in all states.

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