| |
|
|
Term Life Insurance by Top
Rated Companies
More companies
equals the best opportunity to obtain the lowest quote!
Offering the Largest Selection of
Top-Rated Companies Instantly!
Why is this important?
Personalized
Tele-Application for All Companies, Right Over the
Phone!
For the serious shopper who would like a seasoned
professional to assist them-
"how term life insurance
works", "return of premium term life insurance",
"no exam term life insurance" and "what is term life
insurance" will be explained on this page.
 |
Life Insurance illustrations often contain many pages of numbers and and confusing legal disclaimers |
Permanent Life Insurance
Policies Contain Four Basic
Elements:
Inflows into the policy:
Premiums
and interest credits both
increase cash value.
Outflows
from the policy:
Mortality charges and
expenses both decrease the
cash value.
An illustration typically
has two key components:
The guaranteed illustration:
This is
a legally required
disclosure of the worst-case
scenario. It outlines policy
performance based on the
carrier’s minimum filed
credit rates for a
particular policy and the
maximum mortality charges
based on the 1980
commissioner’s standard
mortality table.
The current illustration: is
the insurer’s
representations of policy
performance based on credit
rates and mortality charges
currently being used.
Use
Our Needs Tools:
Needs
Calculator
Decision Chart Term vs. Permanent
Here!
Related: |
Term Life Insurance
Whole Life Insurance
Universal Insurance
Variable Insurance
Cash Value Insurance
Return of Premium
TermLifeAmerica.com-
Lewis Fink is licensed as an
insurance agent offering Life
Insurance in the following states:
Alabama - AL,
Arkansas - AR,
California - CA,
Colorado - CO,
Connecticut - CT,
Delaware - DE, District of Columbia - DC,
Florida - FL,
Georgia - GA,
Idaho - ID,
Illinois - IL,
Indiana - IN,
Iowa - IA,
Kansas - KS,
Kentucky - KY,
Louisiana - LA,
Maine - ME,
Maryland - MD,
Massachusetts - MA,
Michigan - MI,
Mississippi - MS,
Missouri - MO,
Montana - MT,
Nebraska - NE,
New Mexico - NM,
New Jersey - NJ,
New York - NY,
North Carolina - NC,
North Dakota - ND,
Ohio - OH,
Oklahoma - OK,
Pennsylvania - PA,
Rhode Island - RI,
South Carolina - SC,
South Dakota - SD,
Tennessee - TN,
Texas - TX,
Utah - UT,
Vermont - VT,
Virginia - VA, and
Wisconsin - WI.
Not all insurance products from all insurance companies are available in
all states.
<Return To Previous Page>
|
|
|
