All Life
Insurance is not the same.
Some life insurance offers lifetime coverage while others cover you
for a specific number of years. Some life insurance policies build
up cash values while others do not. Some policies combine different
kinds of insurance, while others let you change from one kind of
insurance to another. Some life insurance policies may offer other
benefits while you are still living. Your choice should be based on
your needs and what you can afford.
There are two
basic life insurance types ; term
insurance and cash value insurance.
Term insurance policies generally have lower premiums in the early
years, but do not build up cash values that you can use in the
future. You may combine cash value life insurance with term life
insurance for the period of your greatest need for life insurance to
replace income.
TermLifeAmerica.com-
Lewis Fink is licensed as an insurance agent
offering Life Insurance in the following states:
Alabama - AL,
Arkansas - AR,
California - CA,
Colorado - CO,
Connecticut - CT,
Delaware - DE, District of Columbia - DC,
Florida - FL,
Georgia - GA,
Idaho - ID,
Illinois - IL,
Indiana - IN,
Iowa - IA,
Kansas - KS,
Kentucky - KY,
Louisiana - LA,
Maine - ME,
Maryland - MD,
Massachusetts - MA,
Michigan - MI,
Mississippi - MS,
Missouri - MO,
Montana - MT,
Nebraska - NE,
New Mexico - NM,
New Jersey - NJ,
New York - NY,
North Carolina - NC,
North Dakota - ND,
Ohio - OH,
Oklahoma - OK,
Pennsylvania - PA,
Rhode Island - RI,
South Carolina - SC,
South Dakota - SD,
Tennessee - TN,
Texas - TX,
Utah - UT,
Vermont - VT,
Virginia - VA, and
Wisconsin - WI.
Not all insurance products from all insurance companies are available in
all states.
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