￭ No Exam term life insurance,    just answer a few medical questions—                               ￭ When approved... print your policy immediately    and you are covered— ￭ Insured by Liberty Life Insurance Company,    term life insurance NO EXAM is know as    RBC ExpressTERMTM Term life insurance requirements differ by insurance company. The applicant must satisfy  requirements to be eligible for a no medical exam term life insurance policy. Liberty Life Insurance Company requirements are generous, yet fair, while maintaining a high face amount limit at a fair market price. Licensed in 49 states and the District of Columbia, Liberty Life Insurance Company has been providing Americans with affordable insurance protection since 1905. With nearly $17 billion of insurance in force, our products are backed by $1.5 billion in assets and a conservative investment philosophy. Our financial strength and operating performance has been rated "A" (Excellent) third highest of 16 ratings by A.M. Best Complete your application in a secure, private environment. No agent will contact you unless directed by you to do so. No need for a medical exam to qualify – only a basic health questions need to be answered. apply online today!

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Find out what RBC ExpressTERM^TM can do for you.

Paperwork-Free Application
At RBCExpressTERM.com, you can apply for your term life insurance coverage completely
online. From start to finish, everything you need to protect your family can be achieved from the comfort and privacy of your home or office computer.

Same-Day Coverage
Term life insurance no medical exam quotes are free. Just complete the online application, and if you are accepted for coverage, your term life insurance will become effective the same day. This unique, one-of-a-kind approach not only leaves you with immediate satisfaction but also immediate protection for your family.

Generous Coverage Amounts
Term life insurance with no medical exam coverage is available in amounts from $25,000 or $150,000.

Optional Children’s Insurance Rider
If you have children, you may want to consider enrolling them in the Optional Children’s Insurance Rider. This Optional Rider pays a benefit of $10,000 and these benefits, as well as
the premium amount, are guaranteed for the life of the term (up to the insured child’s 25th birthday^** ). You can enroll for this surprisingly affordable coverage during your online application process. This coverage is available if your child is 0 through 18 years of age, and the primary insured is 18 through 55 years of age on a 10 or 15 year term and 18 through 50 years of age on a 20 year term.

Limitations and Exclusions - Suicide of an Insured Child, while sane or insane, within two
years from the Effective Date of this Rider is a risk not covered. In such event, our liability
is limited to the refund of all premiums paid for this Rider. State variations may apply.

Optional Accidental Death Insurance Rider
The Optional Accidental Death Insurance Rider pays an additional benefit equal to your RBC ExpressTERMTM policy to help your family in their particularly devastating time of need. The addition of this Rider will cost only pennies more per day, so you may want to consider adding
on to your term life insurance coverage.

Limitations and Exclusions - An Accidental Death Benefit will not be payable under this Rider
if your accidental death results directly or indirectly, in whole or in part, from***: (a) disease, illness or infirmity of the body or mind; (b) intentional self-inflicted injury while sane, or self-inflicted injury while insane; (c) participating in a riot or insurrection; (d) war or act of war, whether or not it is declared; or injuries sustained while in the service of any armed force engaged in conflict with another armed force; (e) participating in or attempting to commit an assault or a felony; (f) injury intentionally inflicted by another person unless you are an innocent bystander having no part in the altercation which caused the injury; (g) travel or flight in or descent from or with any kind of aircraft, unless you have no duties with respect to such travel, flight or descent, and are being transported solely as a passenger in an aircraft that is not maintained or operated for military or naval purposes; (h) injury occurring while you are under the influence of alcohol; (i) injury occurring while you are under the influence of any drug, narcotic or controlled substance unless administered on the advice of a physician and taken in the dosage prescribed. ***State variations may apply.

No Exams - Just Answer a Few Health Questions
A few simple questions will be asked about your health to see if you qualify.

Managing Your Coverage Online
Once your coverage has been issued, you can manage your coverage online by using your convenient, secure online account. The online account allows you to update your family’s information.

31-Day Free Look Period
Once your policy is issued, you have a full 31 days to decide if it’s right for you. If for any reason at all, you decide against having this coverage in place, you may return the policy and receive a full refund, no questions asked.

Benefits That Do Not Decrease
The benefit amount you select today will always be the benefit amount your family can expect if your policy remains in force. Liberty Life Insurance Company will never reduce your benefits or cancel your policy unless you do it yourself.

Premiums That Do Not Increase
Your premiums for the coverage in which you initially enroll will never increase in price for the life of the term. Your premiums are guaranteed as long as your coverage remains in force and is not cancelled by you.

About Liberty Life Insurance Company
The term life insurance no medical exam product featured on this site is provided by Liberty Life Insurance Company, whose financial strength and operating performance has been rated "A" (Excellent) by A.M. Best. "A" (Excellent) rating is the third highest rating out of 16 possible ratings by A.M. Best.

*Coverage subject to underwriting and approval.
 ** State variations may apply.
***2004 Injury Facts, National Safety Council.
To Be Used With Form Number ST(01-03), et al.

Term life insurance no medical exam policies provide the same benefits as plans that require a medical exam.  Term life insurance no medical exam is NOT for people with serious health issues.   The best thing to do is request no medical exam life insurance quotes and see what type of life insurance policy you are eligible for and what suits your needs.  Receive free, multiple quotes from competitive life insurance vendors today.  You may be eligible for no medical exam life insurance, compare and save now! 

 ^{apply online today!}

TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Life Insurance in the following states: Alabama - AL, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, New York - NY, North Carolina - NC, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.
  
 Not all insurance products from all insurance companies are available in all states.

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