| |
|
|
|
Face Amount:
$500,000
|
Age: |
43 |
|
Height: |
6'0" |
|
Weight: |
190 |
|
Gender: |
Male |
|
Occupation: |
Sales |
|
Current
Treatment: |
Insulin Via Pump |
|
Diabetes
Clinical Underwriting9 Case Study
History:
Occasional tobacco chewer,
never smoked cigarettes. Urinalysis negative for nicotine
and protein. Diagnosed with diabetes at age 10. Cholesterol
is 180 (HDL = 50, LDL = 70), no complications, blood
pressure 130/70. Good regular follow-up visits with his
doctor. Negative current stress EKG, and A1C is 7.0.
Family History:
Both parents are healthy in
their 70's
USFL
Clinical Underwriting Considerations:
Non-smoker, well controlled
diabetic without complications.
Excellent management of risk
factors, with no evidence of heart disease.
Compare
USFL's offer based on Clinical
Underwriting®
P referred
Non-Smoker
Other companies' best offer: Table 4 to decline due to age at
onset |
|
|
Declined from other Life Insurance
Companies
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Have questions... Send an e-mail to the
"Doc" |
Related Information
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